You don’t have to

figure it out for yourselfbe a math's gurube knocking on the door of 40 before you figure it out!continue worrying about moneykeep wondering why savings isn't saving you

Business Coaching

We didn’t grow up learning about how to grow money. We had to work it out for ourselves. And it wasn’t until we were almost 40 that we realised we cracked the code to wealth building.

We provide guidance on:

  • Developing Your Individual Home Loan Plan
  • Home Loan Tracking
  • Foundational Money Making Principles
  • Building and Maintaining Strong Money Habits
  • Developing Wealth Goals

We are a family of four and we paid our home loan off in 5 years with 2 young children, one average full-time wage, and one off-and-on casual wage. We were not high income earners and we did it.

This is where I share knowledge on how you can pay your home loan off faster and how you can start to build wealth.

To get you started, here’s a freebie for you!

When we go to the bank (or mortgage broker etc) we sit down, we give them information about how much we earn, they do some calculating… and then they tell us: “Ok, so the maximum we can lend you is $400,000” (or whatever the amount is).

And we think, great, the bank can lend us $400,000 and I have some savings already (let’s say you have $100,000). This means I can buy something for $500,000.

But stop right there!

This is a trap.

People let how much they can borrow determine other factors related to a loan (e.g., now that I am borrowing $400,000, how long will it take me to pay it off).

Just because there is a maximum you can borrow, you don’t actually have to borrow it.

Just because your lender can give you a lot, that doesn’t mean you need to borrow that much.

We looked at in reverse before we decided how much we wanted to borrow.

To be able to do this we asked ourselves two very important questions:

(1) How much can I repay (per week, fortnight or month)? and

(2) How long do I want to have a home loan for?

So here it is, free to use, I have created a calculator that can work it out for you. We give you the calculator to work out for yourself your own maximum home loan based on (1) how much you can repay and (2) how long YOU want to take your loan out for.

Ahhh, you’re welcome!

Btw, I feel I must forewarn you… using this calculator can become a bit of an obsession before you buy!

Click link to get access to our famous calculator:
Get Money Shape Up Set of Home Loan Calculators

We have a free masterclass to walk you through step-by-step on how to start with you why. Access this here: Masterclass.